Article
Comment
Economics
Generosity
5 min read

This year’s Budget won’t define your future

Dare to be generous in a time of constraint
Rachel Reeves holds a red briefcase up.
Chancellor Rachel Reeves preps.

There’s been much speculation about what Chancellor Reeves will announce on November 26, and it seems the country is holding its collective breath, fearing the worst. As a nation we’ve been privy to the disorganised to-ing and fro-ing of our politicians for a while now (but to be fair to the current government, waffling and backtracking aren’t unique to them).  

For many weeks, the political news reporting hinted strongly at Reeves breaking her election promise and raising income tax. With less than two weeks to go, Reeves decided to scrap the idea of raising income tax, which I’m sure is a relief to many. But the fact that she was steadfastly planning to go back on her word before retreating at the last minute does little to nurture public confidence.  

So, we’re left in a fog of uncertainty and confusion, with very little good economic news to look forward to. Do I paint a bleak picture?  

The real question is, how should I respond as a Christian?  

Living in tension 

So much of the Christian faith is about holding two seemingly contradictory truths in tension. We live in the natural world with all of its limitations, but we also live in a supernatural reality (what Christians call the Kingdom of God) where naturally impossible things become possible.  

One of the tensions surrounding this Autumn Budget – and our present moment – is that despite the government clearly not being able to offer viable solutions, the public’s dependence and expectation on the government to offer such solutions seems to be increasing. The result is perpetual disappointment in our politicians.  

But this shouldn’t surprise us. Democracy’s biggest weakness is that elected politicians are incentivised to say they are making decisions for our benefit, all the while making decisions that are in their own best interest in order to stay in power, offering the public the occasional short-term win at the expense of long-term gain.  

God operates in a different way entirely. He genuinely plays the long game for humanity’s benefit. Though at times it may appear that he is slacking on his promises (i.e. why is there so much sickness and abuse in the world if he is our healer and protector?), but he holds the big picture in mind. We might ask for something and not get it, but he will give us something better because he knows what we really need. He might allow us to fall flat on our faces, but he has a bigger redemption plan waiting for us. Our earthly government does not.  

In that light, we can trust God when his arm appears to be too short, because we know that he will work all things together for our good. His character does not change and His principles aren’t sacrificed on the altar of survival. He’s seen the end from the beginning, and he is committed to his purposes and plans. Unlike our earthly government, God is able to provide above and beyond what we can ask or think. He is able to supernaturally multiply meagre resources. He is able to make a way where there seems to be no way.  

The hard part is, he does require of us to walk in trust and obedience. But this is what true freedom is.   

Dominion  

For Christians, this bleak economic environment presents a great opportunity to be encouraging personal agency and creativity. This is a time to be leaning into entrepreneurship and collaboration, a time to challenge the pervasive narrative of scarcity. In other words, it’s a great time to exercise dominion to a greater degree than we ever have before.  

Considering how badly various parts of the Church have handled this mandate throughout history, it’s understandable that the word dominion might raise a few eyebrows. I want to be clear that dominion is not another word for imperialism or colonialism or any other ‘ism’ that seeks to exercise control over people. Biblically, exercising dominion means to make all of creation flourish, to create order out of chaos, and to bring all things under the Lordship of Jesus Christ. It’s what God commanded human beings to do at the very beginning of our existence, and it’s what Jesus reaffirmed in the Great Commission.  

We do this by modelling a Kingdom way of doing things that brings about righteous results. We do this by thinking differently, by being transformed by the renewing of our minds. We do this by moving in the opposite spirit to the one that is driving the rest of the world.  

Generosity 

We cannot exercise Godly dominion without pressing into generosity. This one is hard, because as so many of us can attest to, budgets are tight, our pay checks aren’t reaching as far as they used to, and it’s incredibly tempting to give in to fear and worry that we won’t have enough. I certainly struggle with this.  

The tension is: when we believe that our God is generous beyond measure, we confidently take a step of faith to continue giving. With the complete understanding that how much we give may need to vary depending on what kind of season we’re in, the truth is that we have resources to share, monetary or otherwise.  

I want to emphasise that generosity isn’t just about giving money. It’s a much fuller picture that furthers the ministry of reconciliation. By giving of all that we have and are, including our time, our hospitality, our attention, our emotions, and our power, we are inviting people into a reconciled relationship with God and man. Our generosity should ultimately be about reflecting the profoundly generous nature of God and the way He consistently brings hope and restoration where things have been badly broken.  

Our response 

It’s crucial to remember that we cannot reflect God’s generous nature without the Holy Spirit. He is present to help us discern how to make God’s Kingdom known in this fog of uncertainty and confusion. He is with us and will lead us.  

We don’t know what’s ahead; the Autumn Budget may or may not have a significant impact on your situation. But if you’re feeling worried about how your finances are going to stretch to the end of the month, God is with you in your lack. And if you’re feeling secure in your ability to remain financially comfortable and weather the storms, God is with you in your abundance.  

Regardless of which category we find ourselves in, our best response is to hold things lightly before the Lord, knowing that everything we have is from him, and everything we have is to be stewarded for his glory.  

Ultimately, our freedom isn’t determined by government policy or the Autumn Budget. Neither is our freedom determined by how much or how little financial security we have. Our freedom is found in maintaining a posture of trust and obedience, and a heart that dares to be generous in a time of constraint. 

Stewardship UK sponsors series 8 of the Re-Enchanting podcast. Find out more. 

Article
Change
Community
Generosity
4 min read

Poverty is part of the blueprint on newbuild estates likes ours

Building community is about more than how many bedrooms you’ve got

Imogen is a writer, mum, and priest on a new housing development in the South-West of England. 

A render of a new housing estate showing a road, wooden fences and clapperboard hosues.
A developer's render of a new housing estate.
Modunite Ltd on Unsplash.

Enter a newbuild property, and the first thing you’re greeted with is sparkle. The thick dust of construction has been wiped away, and everything is so clean, so tidy, so… new.   

If you’ve bought such a property, you will have likely had a meeting during the purchasing process to  ‘choose your options.’ During this meeting you will surprise yourself at your attention to detail: working out which plugs require USB connection; how many spotlights you want in the kitchen; what colour the cupboards should be, and what kind of flooring you’d like. Who knew that flooring was such an expensive, and extensive decision.  

For some of my new neighbours, however, the process has been a little different.  

As with all newbuild developments, there is a requirement for 10 per cent of it to be made up of affordable housing. On an estate as big as ours, that means approximately 200 homes. ‘Affordable’ is a relatively broad category, with schemes including shared ownership and discounted rates for first-time buyers included alongside social housing. In reality, affordable housing is still not affordable for everyone.vOn arrival at your new affordable home, you are unlikely to find the spotlighted kitchen, the USB plug sockets, and extensive pre-laid flooring. These are all unaffordable extras. Instead, you are greeted by your bare, naked subfloor. Under our newbuild fluffy carpets lie cold and hard ground. In new social housing, this means a dusty floor for little feet to take first steps on. 

It was perhaps naïve of me, but I had assumed that flooring was a relatively essential element in a house, even if it’s social housing. I was wrong. Even when a previous tenant has had flooring fitted it can be removed between occupancies. Hygiene-related? Maybe. But perhaps the blanket ban on flooring could be reconsidered.  

On our housing development, social housing is mixed in with privately-owned properties. Detached five-beds sit just down the road from terraced socials – but the distance between the lives of their inhabitants is significantly bigger than the distance between their homes. There is already reputational differentiation between streets.  

Then there’s the geographical positioning. There is no prescription of how social housing needs should be spread across the development. In our case, it is weighted heavily towards the first few stages of building. As building progresses, houses will get bigger and the distance between them more spacious. In keeping with the locality, the back end of our development will see more palatial, less ‘affordable’ homes. Putting affordable housing up front means that the 10 per cent quota is achieved, publicised, and the existing county culture protected. It also means that these early stages of our development will actually be more heavily populated with social housing. Perhaps even attempts at integration of affordable housing will be undermined by this planning strategy.  

As we live and do life on our new development, I have been privileged to meet lots of different people from lots of different backgrounds and in lots of different housing. Some are first-time buyers, who have struggled to save a deposit and work long shifts to cover the mortgage repayments. Some are experienced homeowners, who have upgraded to bigger homes and bigger mortgage repayments. Some (like us) have become homeowners, only through the generosity of parents and through shared ownership schemes. Some are social housing tenants, paying rent on homes that will never be theirs.  

In this mixing pot of society, we are trying to build a community that supports all. Just over a year ago, my husband and I moved onto the estate with our boys to start a new church. With the help of others, we aim to be at the centre of a thriving local neighbourhood.’ This means being committed to community; loving our neighbours, no matter who our neighbours are. Because Jesus doesn’t care where people live or where they came from. Jesus doesn’t care how many bedrooms your home has, or what percentage of your home you actually own. Jesus doesn’t care whether or not you have adequate flooring.  

He also acknowledges the dusty, dirty feet of his followers. He sends them into strangers’ homes with a message of peace, their dusty feet only to be shaken off on the way out. I suppose this means their feet remain dust-coated and mud-caked while they’re there. So, while we are here, perhaps we will also have dusty feet - with or without carpets. 

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