Poverty is part of the blueprint on newbuild estates likes ours

Building community is about more than how many bedrooms you’ve got

Imogen Ball

Imogen is a writer, mum, and priest on a new housing development in the South-West of England.

A render of a new housing estate showing a road, wooden fences and clapperboard hosues.

A developer's render of a new housing estate.

Modunite Ltd on Unsplash.

Enter a newbuild property, and the first thing you’re greeted with is sparkle. The thick dust of construction has been wiped away, and everything is so clean, so tidy, so… new.

If you’ve bought such a property, you will have likely had a meeting during the purchasing process to ‘choose your options.’ During this meeting you will surprise yourself at your attention to detail: working out which plugs require USB connection; how many spotlights you want in the kitchen; what colour the cupboards should be, and what kind of flooring you’d like. Who knew that flooring was such an expensive, and extensive decision.

For some of my new neighbours, however, the process has been a little different.

As with all newbuild developments, there is a requirement for 10 per cent of it to be made up of affordable housing. On an estate as big as ours, that means approximately 200 homes. ‘Affordable’ is a relatively broad category, with schemes including shared ownership and discounted rates for first-time buyers included alongside social housing. In reality, affordable housing is still not affordable for everyone.vOn arrival at your new affordable home, you are unlikely to find the spotlighted kitchen, the USB plug sockets, and extensive pre-laid flooring. These are all unaffordable extras. Instead, you are greeted by your bare, naked subfloor. Under our newbuild fluffy carpets lie cold and hard ground. In new social housing, this means a dusty floor for little feet to take first steps on.

It was perhaps naïve of me, but I had assumed that flooring was a relatively essential element in a house, even if it’s social housing. I was wrong. Even when a previous tenant has had flooring fitted it can be removed between occupancies. Hygiene-related? Maybe. But perhaps the blanket ban on flooring could be reconsidered.

On our housing development, social housing is mixed in with privately-owned properties. Detached five-beds sit just down the road from terraced socials – but the distance between the lives of their inhabitants is significantly bigger than the distance between their homes. There is already reputational differentiation between streets.

Then there’s the geographical positioning. There is no prescription of how social housing needs should be spread across the development. In our case, it is weighted heavily towards the first few stages of building. As building progresses, houses will get bigger and the distance between them more spacious. In keeping with the locality, the back end of our development will see more palatial, less ‘affordable’ homes. Putting affordable housing up front means that the 10 per cent quota is achieved, publicised, and the existing county culture protected. It also means that these early stages of our development will actually be more heavily populated with social housing. Perhaps even attempts at integration of affordable housing will be undermined by this planning strategy.

As we live and do life on our new development, I have been privileged to meet lots of different people from lots of different backgrounds and in lots of different housing. Some are first-time buyers, who have struggled to save a deposit and work long shifts to cover the mortgage repayments. Some are experienced homeowners, who have upgraded to bigger homes and bigger mortgage repayments. Some (like us) have become homeowners, only through the generosity of parents and through shared ownership schemes. Some are social housing tenants, paying rent on homes that will never be theirs.

In this mixing pot of society, we are trying to build a community that supports all. Just over a year ago, my husband and I moved onto the estate with our boys to start a new church. With the help of others, we aim to be at the centre of a thriving local neighbourhood.’ This means being committed to community; loving our neighbours, no matter who our neighbours are. Because Jesus doesn’t care where people live or where they came from. Jesus doesn’t care how many bedrooms your home has, or what percentage of your home you actually own. Jesus doesn’t care whether or not you have adequate flooring.

He also acknowledges the dusty, dirty feet of his followers. He sends them into strangers’ homes with a message of peace, their dusty feet only to be shaken off on the way out. I suppose this means their feet remain dust-coated and mud-caked while they’re there. So, while we are here, perhaps we will also have dusty feet - with or without carpets.

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Economics

23 October 2024

1 min read

Budgeting for discontent

The Chancellor can't please everyone, but is contentment possible?

Paul Valler

Paul Valler is an executive coach and mentor. He is a former chair of the London Institute for Contemporary Christianity.

A woman stands behind a lectern against a blue and red backdrop.

Chancellor Rachel Reeves speaks at a recent event.

HM Treasury.

As the Chancellor Rachel Reeves seeks to raise billions in this Autumn budget, the news media are all over the downsides. Poor pensioners freezing during winter and businesses complaining of the tax burden are political headlines. Tough choices must be made, but we are rarely happy when it comes to money.

Economic discontent is ironically a cultural norm in first world countries. In the west we have become used to what psychologists call the hedonic treadmill – adjusting our expectations to any new benefits and finding ourselves wanting even more, to try to maintain the same level of happiness. It’s a mentality that dooms us to discontent. Socrates said, ‘He who is not contented with what he has, would not be contented with what he would like to have.’

Contentment seems to be a forgotten virtue today, and increasingly elusive in a society striving for happiness through wealth. Yet being content in life is a more valuable form of wealth than money. There is something enormously attractive about a tranquil state of mind and heart. Contentment does not mean passive acquiescence; there is a noble side to being passionately discontented about something that is unjust – especially when we are fighting for others. William Wilberforce demonstrated that with his campaign for the repeal of laws allowing slavery.

Our personal challenge is to be content in ourselves, whatever the circumstances. Oscar Wilde said, ‘True contentment is not having everything, but being satisfied with everything you have.’ Practising paying attention to what we do have and being thankful for it. That attitude of gratitude is a recognised way to lift our mood and strengthen our resilience. But thankfulness doesn’t solve every problem. Warm words may help warm hearts, but they don’t heat cold homes. Although gratitude is proven to improve our wellbeing, it’s not enough to compensate for all the problems of life. Because here’s the deal; life is tough and then you die, and there are many worse things than economic woes.

Pain, grief and loss are all too common, and they can test our resilience beyond what feels like our ability to endure. Chronic physical or mental illness for example; or being permanently disabled. Or the life-sapping effort to parent children with special needs; or caring for a parent/partner with dementia - especially when it goes on and on. Sometimes horrible events happen like violent abuse, or the deep grief of relationship breakdown or bereavement. This level of suffering pushes us to the end of ourselves, to the place where something more than psychological self-help is needed. What is the secret of contentment then?

I don’t envy the Chancellor, and I do not trivialise the very real challenges raised by having to make tough economic choices.

This is where the secular and the Christian worldview are radically different. Secular philosophers call people to show their own self-sufficiency and superior reason when enduring suffering. This can feel principled and stoic, but it lacks empathy and hope. Christianity accepts the reality of our own weakness and insufficiency, recognising that we can’t fix everything ourselves. Instead of trusting in humanity, we choose to trust God both for this life and the life to come. And this trust and hope is linked to a deeper form of contentment, which transcends pure rationality.

Of course, sceptics say this is just psychological comfort from an imaginary friend, and it doesn’t make sense, because surely any good God would not allow us to suffer in the first place. But any realist must acknowledge that a lot of human suffering comes from the damaging exercise of our own free will. Wars and slavery are examples. If God were to override our free will, we would be robbed of the authentic capacity to love, which makes us fully human. The coexistence of free will, suffering and God is a complex issue.

The experience of millions of Christ followers is that trusting God is much more than imaginary comfort. God is real and prayer changes things; the most ordinary, natural and chance experiences can be affected by it. And prayer changes us. In our vulnerability, if we choose to trust God something changes, we begin to relax, things become a bit easier to bear. In fact, the apostle Paul claimed that Christ’s power was perfected in his own weakness.

Contentment is a strange peace that comes from trusting God in the middle of difficult circumstances. One of the great old hymns was written by a man who lost his four daughters in an accident at sea, and also lost all his money in a fire. The refrain says, ‘It is well, it is well with my soul.’ This isn’t denial or delusion, it is the inner sense of quietness that God can give. Only an eternal perspective allows for that kind of contentment.

I don’t envy the Chancellor, and I do not trivialise the very real challenges raised by having to make tough economic choices. Britain is clearly in a place where some stringent fiscal discipline is needed, and that will inevitably cause some hardship and difficulties. But in the face of all the discontent that is so freely shared in the news, there is another way to respond. Instead of complaining about our flawed Government or moaning about our circumstances, we can change our perspective to put our trust in the ultimate Authority. And in doing so can find a peace that the world cannot give. Contentment is a treasure beyond the wealth of nations.